Privacy Policy
eFinancialAid.com, Inc. is dedicated to maintaining the highest standards
for the protection of your privacy over the Internet. The purpose of
this privacy policy is to demonstrate our firm commitment to your privacy,
and to help you understand what types of information we are collecting
and what is done with that information.
eFinancialAid.com, Inc. understands the importance
of personal information. We will not share, sell, rent or otherwise
transfer information without
the user’s permission, and then only in accordance with the terms
set forth in this privacy policy.
How to Contact Us
If you have any questions or concerns regarding this privacy policy,
you should first contact our customer relations department at privacy@efinancialaid.com.
Alternatively, you may contact us at:
Privacy Department
eFinancialAid.com, Inc.
2104 Valleydale Lane
Encinitas, CA 92024
What Types of Information Do We Collect?
The only information eFinancialAid.com, Inc.
obtains about individual visitors to our website(s) is supplied voluntarily
by the visitor.
During the registration process, a user is required to provide information
such as name, address, e-mail address, a password, date of birth, gender,
and country of citizenship. In addition, a user may choose to provide
other categories of information, such as career objectives, hobbies
and other interests as part of the “Smart Organizer”, found
in the members area of The Scholarship & Grant Guide.
Optional Information -- At various other points during your visit
to any one of our websites, you may be asked to provide information
about yourself. For example, you may wish to participate in a survey
or contest. Participation in surveys or contests or the use of other
services, which require the input of additional information, is completely
voluntary on your part, and you have the choice about whether to disclose
the information necessary to use these features of the site.
Passive Collection of Information – In addition to the information
you actively provide to eFinancialAid.com, Inc. by filling out various
forms, we also collect information about how you interact with the
site for purposes such as testing and improving a user’s experience
at the site, and ensuring that everything is running as it should be.
Collection of Information from Children – eFinancialAid.com,
Inc. abides by federal law and the guidelines set up by the Federal
Trade Commission regarding youth privacy. As such, eFinancialAid.com,
Inc. will not knowingly collect any personal information from or allow
the registration of young people under the age of 13.
Tell-A-Friend/Tell-A-Parent Module – On
our website you may come across a form which can be filled out in
order to tell a friend
or a parent about our website. When filling out this form, you will
be asked for the first name and e-mail address of both your friend/parent
and yourself. This information is stored for the sole purpose of sending
the e-mail and will not be used otherwise.
Use of Information
eFinancialAid.com, Inc. uses your information in order to customize
our site and enhance the overall user experience. In addition to the
information collected during the registration process, we also collect
non-identifying passive information in order to learn how you interact
with our site.
Contacting You by E-mail – eFinancialAid.com,
Inc. may periodically contact you with information regarding updates
to the eFinancialAid.com,
Inc. website. The frequency of these updates will vary depending on
your individual profile, including the types of scholarships and activities
you have indicated an interest in. In addition, we may send you free
periodical newsletters on the topic of financial aid, scholarships,
and other related publications which you may opt out of at any time.
And if you specifically provide eFinancialAid.com, Inc. with permission
to do so, we may also send you e-mails of a commercial nature. These
also will vary in number depending on your individual profile, interests,
and hobbies. Out of respect for the privacy of our members, we offer
the option to opt out of receiving e-mails such as newsletters, or
to opt out of receiving commercial e-mail at any time.
Sharing of Information
eFinancialAid.com, Inc. will not knowingly sell, share, rent or otherwise
transfer your information other than in accordance with the terms set
forth in this privacy policy.
This Privacy Policy applies to consumers that have
signed up on the scholarshipgrantguide.com, scholarshipandgrantguide.com
and the-scholarship-guide.com website. We may use the personal information
that you supply to us and we may work with other third party businesses
to bring selected retail opportunities to our members via direct mail,
email and telemarketing. These businesses may include providers of
direct marketing services and applications, including lookup and reference,
data enhancement, suppression and validation and email marketing.
Third Party Service Providers – In the
event that eFinancialAid.com, Inc. decides it is more efficient and
effective to use an outside service
provider for any purpose which involves the transfer of personal information
such as sending newsletters, e-mail offers, and related items, this
outside service provider may only use the personal information for
the purpose of providing specific services requested by eFinancialAid.com,
Inc., Inc. Third party services covered by this paragraph do not include
links to third party sites found on our site, which are governed by
a more specific provision (Links to Other Sites) below.
Disclosure to Law Enforcement and Similar Disclosures – While
eFinancialAid.com, Inc. strives to protect the personal information
of our users, eFinancialAid.com, Inc. will release personal information
if required by law or in the good-faith belief that such action is
necessary or appropriate.
Other Provisions
Acceptance of Terms/Changes to Privacy Policy - Your use of this site
indicates an acceptance of the terms of the Privacy Policy. eFinancialAid.com,
Inc. reserves the right to update or amend this Privacy Policy at any
time.
Disclaimer - eFinancialAid.com, Inc. provides information on many
topics. Some of this information is created by eFinancialAid.com, Inc.,
and some of it is created by third parties. While our site strives
to provide accurate expert advice, commentary and other information,
eFinancialAid.com, Inc. does not make any warranty regarding the accuracy,
reliability or use of any information provided on this site, including
calculators and other tools.
Other - In the event that eFinancialAid.com, Inc. sells, assigns or
transfers some or all of its business to a successor or acquirer, FinancialAid.com
may sell, assign or transfer all of your information, regardless of
your opt status, to such successor or acquirer.
Links to Other Sites - This site contains links to other sites. Please
be aware that eFinancialAid.com, Inc. does not exercise control over
the information, products, services or policies of third party companies
accessible through our site. We encourage our users to be aware when
they leave our site and to read the privacy policies of each and every
third party site. This Privacy Policy applies solely to the information
collected by this site.
Changes to Privacy Policy - eFinancialAid.com, Inc. reserves the right
to update this Privacy Policy at any point. Users will always have
access to our current Privacy Policy by visiting www.eFinancialAid.com.
Revised as of 9/30/2006
Disclaimer and Terms of Use Agreement
The author and publisher of this Members Site and the accompanying materials
have used their best efforts in preparing this Members Site. The author
and publisher make no representation or warranties with respect to the
accuracy, applicability, fitness, or completeness of the contents of this
Members Site . The information contained in this Members Site is strictly
for educational purposes. Therefore, if you wish to apply ideas contained
in this Members Site , you are taking full responsibility for your actions.
Every effort has been made to accurately represent this product and it’s
potential. Even though this industry is one of the few where one can write
their own check in terms of earnings, there is no guarantee that you will
earn any money using the techniques and ideas in these materials. Examples
in these materials are not to be interperted as a promise or guarantee
of earnings. Earning potential is entirely dependent on the person using
our product, Ideas and techniques. We do not purport this as a “Get
rich scheme.”
Any claims made of actual earnings or examples of actual results can
be verified upon request. Your level of success in attaining the results
claimed in our materials depends on the time you devote to the program,
ideas and techniques mentioned, your finances, knowledge and various skills.
Since these factors differ according to indeviduals, we cannot guarantee
your success or income level. Nor are we responsible for any of your actions.
Materials in our product and our website may contain information that
includes or is based upon forward-looking statements within the meaning
of the securities litigation reform act of 1995. Forward-looking statements
give our expectations or forecasts of future events. You can identify
these statements by the fact that they do not relate strictly to historical
or current facts. They use words such as “Anticipate,” “Estimate,”
“Expect,” “Project,” “Intend,” “Plan,”
“Believe,” and other words and terms of similar meaning in
connection with a description of potential earnings or financial performance.
Any and all forward looking statements here or on any of our sales material
are intended to express our opinion of earnings potential. Many factors
will be important in determining your actual results and no guarantees
are made that you will achieve results similar to ours or anybody elses,
in fact no guarantees are made that you will achieve any results from
our ideas and techniques in our material.
The author and publisher disclaim any warranties (express or implied),
merchantability, or fitness for any particular purpose. The author and
publisher shall in no event be held liable to any party for any direct,
indirect, punitive, special, incidental or other consequential damages
arising directly or indirectly from any use of this material, which is
provided “as is”, and without warranties.
As always, the advice of a competent legal, tax, accounting or other
professional should be sought.
The author and publisher do not warrant the performance, effectiveness
or applicability of any sites listed or linked to in this Members Site
.
All links are for information purposes only and are not warranted for
content, accuracy or any other implied or explicit purpose.
This Members Site is © copyrighted by eFinancialAid.com, Inc. No
part of this may be copied, or changed in any format, sold, or used in
any way other than what is outlined within this Members Site under any
circumstances.
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