eFinancialAid.com -- Publishers of The Scholarship & Grant Guide
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Privacy Policy

eFinancialAid.com, Inc. is dedicated to maintaining the highest standards for the protection of your privacy over the Internet. The purpose of this privacy policy is to demonstrate our firm commitment to your privacy, and to help you understand what types of information we are collecting and what is done with that information.

eFinancialAid.com, Inc. understands the importance of personal information. We will not share, sell, rent or otherwise transfer information without the user’s permission, and then only in accordance with the terms set forth in this privacy policy.

How to Contact Us

If you have any questions or concerns regarding this privacy policy, you should first contact our customer relations department at privacy@efinancialaid.com. Alternatively, you may contact us at:

Privacy Department
eFinancialAid.com, Inc.
2104 Valleydale Lane
Encinitas, CA 92024

What Types of Information Do We Collect?

The only information eFinancialAid.com, Inc. obtains about individual visitors to our website(s) is supplied voluntarily by the visitor. During the registration process, a user is required to provide information such as name, address, e-mail address, a password, date of birth, gender, and country of citizenship. In addition, a user may choose to provide other categories of information, such as career objectives, hobbies and other interests as part of the “Smart Organizer”, found in the members area of The Scholarship & Grant Guide.

Optional Information -- At various other points during your visit to any one of our websites, you may be asked to provide information about yourself. For example, you may wish to participate in a survey or contest. Participation in surveys or contests or the use of other services, which require the input of additional information, is completely voluntary on your part, and you have the choice about whether to disclose the information necessary to use these features of the site.

Passive Collection of Information – In addition to the information you actively provide to eFinancialAid.com, Inc. by filling out various forms, we also collect information about how you interact with the site for purposes such as testing and improving a user’s experience at the site, and ensuring that everything is running as it should be.

Collection of Information from Children – eFinancialAid.com, Inc. abides by federal law and the guidelines set up by the Federal Trade Commission regarding youth privacy. As such, eFinancialAid.com, Inc. will not knowingly collect any personal information from or allow the registration of young people under the age of 13.

Tell-A-Friend/Tell-A-Parent Module – On our website you may come across a form which can be filled out in order to tell a friend or a parent about our website. When filling out this form, you will be asked for the first name and e-mail address of both your friend/parent and yourself. This information is stored for the sole purpose of sending the e-mail and will not be used otherwise.

Use of Information

eFinancialAid.com, Inc. uses your information in order to customize our site and enhance the overall user experience. In addition to the information collected during the registration process, we also collect non-identifying passive information in order to learn how you interact with our site.

Contacting You by E-mail – eFinancialAid.com, Inc. may periodically contact you with information regarding updates to the eFinancialAid.com, Inc. website. The frequency of these updates will vary depending on your individual profile, including the types of scholarships and activities you have indicated an interest in. In addition, we may send you free periodical newsletters on the topic of financial aid, scholarships, and other related publications which you may opt out of at any time. And if you specifically provide eFinancialAid.com, Inc. with permission to do so, we may also send you e-mails of a commercial nature. These also will vary in number depending on your individual profile, interests, and hobbies. Out of respect for the privacy of our members, we offer the option to opt out of receiving e-mails such as newsletters, or to opt out of receiving commercial e-mail at any time.

Sharing of Information

eFinancialAid.com, Inc. will not knowingly sell, share, rent or otherwise transfer your information other than in accordance with the terms set forth in this privacy policy.

This Privacy Policy applies to consumers that have signed up on the scholarshipgrantguide.com, scholarshipandgrantguide.com and the-scholarship-guide.com website. We may use the personal information that you supply to us and we may work with other third party businesses to bring selected retail opportunities to our members via direct mail, email and telemarketing. These businesses may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation and email marketing.

Third Party Service Providers – In the event that eFinancialAid.com, Inc. decides it is more efficient and effective to use an outside service provider for any purpose which involves the transfer of personal information such as sending newsletters, e-mail offers, and related items, this outside service provider may only use the personal information for the purpose of providing specific services requested by eFinancialAid.com, Inc., Inc. Third party services covered by this paragraph do not include links to third party sites found on our site, which are governed by a more specific provision (Links to Other Sites) below.

Disclosure to Law Enforcement and Similar Disclosures – While eFinancialAid.com, Inc. strives to protect the personal information of our users, eFinancialAid.com, Inc. will release personal information if required by law or in the good-faith belief that such action is necessary or appropriate.

Other Provisions

Acceptance of Terms/Changes to Privacy Policy - Your use of this site indicates an acceptance of the terms of the Privacy Policy. eFinancialAid.com, Inc. reserves the right to update or amend this Privacy Policy at any time.

Disclaimer - eFinancialAid.com, Inc. provides information on many topics. Some of this information is created by eFinancialAid.com, Inc., and some of it is created by third parties. While our site strives to provide accurate expert advice, commentary and other information, eFinancialAid.com, Inc. does not make any warranty regarding the accuracy, reliability or use of any information provided on this site, including calculators and other tools.

Other - In the event that eFinancialAid.com, Inc. sells, assigns or transfers some or all of its business to a successor or acquirer, FinancialAid.com may sell, assign or transfer all of your information, regardless of your opt status, to such successor or acquirer.

Links to Other Sites - This site contains links to other sites. Please be aware that eFinancialAid.com, Inc. does not exercise control over the information, products, services or policies of third party companies accessible through our site. We encourage our users to be aware when they leave our site and to read the privacy policies of each and every third party site. This Privacy Policy applies solely to the information collected by this site.

Changes to Private Policy - eFinancialAid.com, Inc. reserves the right to update this Privacy Policy at any point. Users will always have access to our current Privacy Policy by visiting www.eFinancialAid.com.

Revised as of 10/30/2004



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